Day One

The 36-Month Math

The cost of staying where you are, written in the only language that doesn’t lie.

A man reading at a low chair in a dark city apartment, a closed laptop on the table beside him, a coffee cooling, a quiet evening skyline through the window. — Four numbers in. One figure out. It will not move once you have seen it.

Four numbers and a horizon. The math is yours; the page just does the arithmetic. Your numbers are not stored on a server unless you choose to send a snapshot at the end.

Inputs Your numbers.

Current monthly income

Income you think you should be at Given your skill, your reps, your network. Not a fantasy — fair.

Monthly fixed expenses Rent or mortgage, food, insurance, transport. The floor.

Total debt balance Credit cards, student loans, car, everything. Zero is a valid answer.

Blended interest rate on that debt If multiple debts, weight by balance. Approximate is fine. Required if debt is above zero.

Time horizon

Forfeited income over 36 months —

Interest you’ll pay over the same window —

Total drag —

What that money covers: — months of your current life, paid for.

Fill the four boxes above.

Send Bradley your snapshot.

If you want him to see the numbers before you talk, send them now. He reads them himself. Nothing automated happens after.

By sending this snapshot you agree that we may store and read it. We do not sell or share applicant data. See privacy and terms for the full note. If the form does not work, write to bradley@growthprojecthq.com.

Day One

Received.

Bradley reads these personally. He may write back. There’s no automated sequence.

Return home.

If anything here is useful, write back from bradley@growthprojecthq.com.